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How to obtain Medical Insurance Policy entering Ukraine
Whether you’re visiting Ukraine for a short stay, studying at a local university, or relocating for work, one thing you can’t afford to overlook is medical insurance. As a foreigner in Ukraine, having adequate health coverage is not just a smart precaution—it’s often a legal requirement for obtaining visas, residence permits, or university enrollment. Ukraine’s healthcare system offers both public and private services, but without proper insurance, access to quality care can be limited and expensive.
This guide will walk you through everything you need to know about medical insurance options for foreigners in Ukraine—why it’s necessary, what types of plans are available, how to choose the right coverage, and what documents you may need during your stay.
What Is a Medical Insurance Policy for Foreigners Visiting Ukraine?
A medical insurance policy serves as a financial safety net for international travelers in case of sudden illness or accidents while in Ukraine. This type of insurance represents a formal agreement between the policyholder and an insurance provider, which covers essential healthcare expenses due to injury, sickness, or emergency medical incidents. Coverage typically includes costs such as ambulance transportation, diagnostics, medication, and urgent treatment.
Who Needs Medical Insurance for Ukraine?
A health insurance policy for foreigners is mandatory in the following situations:
- Applying for a visa to Ukraine
- Entering Ukraine for transit or any other travel purpose
- Applying for or extending a temporary or permanent residence permit
Requirements for Foreigners’ Medical Insurance in Ukraine
Depending on the purpose of your visit, the Ukrainian government requires specific insurance conditions:
- Insurance For visa applications to Ukraine: Minimum coverage of €30,000; policy must be valid for the entire visa period.
- For a temporary residence permit: Minimum coverage of €30,000; validity must match the permit duration.
- For other entry purposes: The same rule applies — €30,000 in coverage and validity throughout your stay.
Can I Get Coverage for 13 Months?
Ukrainian law limits the maximum insurance contract duration to one year (12 months). If you require coverage for 13 months, the solution is to combine two policies: one annual policy (12 months) and a separate one-month policy.
What Does the Medical Insurance Policy Cover?
Below is a summary of the services included in the insurance package for foreign nationals:
- Emergency medical assistance: Calling a licensed doctor and providing urgent aid up to €250 (includes prescribed medication and clinical treatment).
- Ambulance or transport to hospital: Covered up to €120.
- Inpatient treatment: Emergency hospital care including surgery for up to 10 days, covered up to €400.
- COVID-19 treatment: Medical costs covered up to €500.
- Repatriation in case of death: Transport of the deceased to the home country, covered up to €2,000.
How to Purchase a Ukrainian Health Insurance Policy Online?
Foreign visitors can easily buy a Ukrainian insurance policy online through trusted services like medinsurance.pro, available 24/7.
Here’s how it works:
- Choose the traveler’s age, purpose of visit, and insurance duration.
- Enter passport details and personal information.
- Pay online using any major credit or debit card.
- Receive the PDF policy via email within minutes.
- Download or print the document — it’s ready to use for border checks or visa applications.
